14050 Summit Dr. #113B Austin TX 78728
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Looking to sell your house, buy a home ,new construction, raw land, or investments? Building a home on your land ? I work with a private builder who can build for you too!
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"Melinda Chavez is one of the most patient, professional and caring realtors we have ever met. She goes above and beyond to take care of her clients. Melinda Chavez made sure our home was photo ready, showing ready and prepared us for what to expect. This is the first time we sell a home and it was a breeze because of her experience. Melinda Chavez made sure to communicate with us promptly on the sales process. She handled our questions, concerns, and uncertainties with so much knowledge and truthfulness. Thank you Melinda! We look forward to working with you again on the purchase of our new home."
Yvonne and Al Aguirre, San Antonio TX (Seller)
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"Melinda was wonderful from start to finish. She is very knowledgeable and knows exactly how to sell her homes fast. We are so happy we selected her to help us in the selling process.
I would highly recommend Melinda to a friend or family member. If need be, I will gladly use her services again."
Brittany Narezo - Kirby TX (Seller)
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"Melinda exceeded our expectations in every possible way possible. From accommodating our late notice showings to bringing us lunch on moving in day. I was blown away
She totally raised the bar for service from a realtor."
Efren a spring branch tx (Buyer)
"Melinda goes above and beyond all expectations and delivered on all of her promises and commitments."
Jennifer Marshall - Canyon Lake TX (Buyer)
"We had a really good experience working with Melinda ,we totally recommend her to friends and family. She helped us a lot during this process, since we are first home buyers, she answered every single question that we had during this process."
Alejandro y Yessica, New Braunfels Tx
(Buyer)
"She did a really good job she work hard to sale the house quickly I just let you know I'm going to build more houses and I'm to hire Melinda Chavez to sold all my houses"
Miguel Rico canyon lake TX (Seller)
Melinda Chavez was amazing! She is full of knowledge and knows how to get things done! She is also a kind and caring human being! Very professional! There were times I was so worried about something and she would give advice that would make me feel better. Anytime there was an issue with the builders she would handle it with no hesitation. Her attention to detail is on point! She truly is the best! I normally do not have time to write reviews but for her I would do anything! I had the best home buying experience with her but also feel like I gained a friend. I will recommend her to everyone I know!
Casey Simpson, Spring Branch TX (Buyer)
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"Melinda was able to understand exactly what we were looking for in a home and she went above and beyond to find us the perfect home.
She was very thorough in explaining the negotiation, contract and closing of the property. She is knowledgeable of the area and answered all of our questions.
Melinda is professional and very approachable as we had many questions. She gave us as much time as we needed and was always polite, helpful and respectful.
We are so pleased with Melinda and we would highly recommend her!"
Bev, Fischer, Texas (Buyer)
"We met Melinda at another home showing. The house being shown was not what we were looking for. Melinda immediately pulled up several homes in the area that met our criteria and seemed genuinely happy to help us find exactly what we were after. A few weeks after meeting her we were under contract for the home we had hoped for."
Dennis & Jillian Gavin - Canyon Lake TX (Buyer)
We loved to work with Melinda Chavez, she is the best. The whole process of selling our house, was very smooth, thanks to her. She responds very quickly and explains to us on each one of our needs and concerns. She is very professional, friendly, punctual. We totally will recommend Melinda Chavez to all our friends and family. She always goes above and beyond.
Claudio and Yessica Sosa, New Braunfels TX (Seller)
As first time home buyers we were kind of lost on the process or what needed to be done and every step of the way she helped us! Never once made us feel like we were asking too many questions or like we were an inconvenience. She took her time in showing us all the homes we were interested in and also checked to make sure the homes were in our best interest! They say your first time buying a house is super stressful but Melinda made sure it went as smooth as possible. I can without a doubt say the next time we purchase a home she will be the first one we call!
Estefania Martinez, Cibolo (Buyer)
September 2023
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"Melinda went above and beyond to make sure we were satisfied. She has such amazing attention to detail and we are so thankful she was with us throughout the entire process. I would recommend her to everyone we know. She made sure we were aware of all that was going on during the entire buying process and was always available for questions and guidance. Thank you so much Melinda!!"
Yvette and Jolisa Narezo, Converse TX (Buyer)
"Melinda is such a pleasure to work with. She is so informative and made sure that we understood the process and all the terminology. She knew exactly what we wanted and made sure that our wishes were met. She stayed in touch with us regularly which made the process go very smoothly. She was super reliable and always available when we had questions. Thank you so much Melinda for everything you did and continue to do for our family!"
Patricia Narezo, Kirby TX (Seller)
I recommend Melinda Chavez she’s very polite, caring about her job an people always willing to go beyond for others. She gets the job done. My family an I are so grateful for finding us the right house.
Maite Rodriguez, Converse TX (Buyer)
Melinda was very patient with us. We know we can be very difficult with decisions and she handled us very well. Because of her we got most of what we wanted in our house and in a location that we preferred.
Melinda's professionalism and knowledge was great help in getting the house we love in a location that we believe will be our favorite for years to come.
Melinda was great to work with on all aspects of the contract with the builder. We are new to the area and didn't know much about the laws and regulations. Melinda helped by steering us through them all.
Louis Titus, Fischer TX (Buyer)
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1. Should I buy instead of rent?
The benefits of buying a house rather than renting a house or apartment include:
- Tax breaks
- Financial gains
- Appreciation in value
- Equity
- Capital gains
- Freedom
- Security
- A sense of pride
2. Am I ready to buy?
Ask yourself the following questions when considering whether you’re ready to buy:
- Do I have a steady job?
- Have I been steadily employed for the last two to three years?
- Is my current income reliable for the foreseeable future?
- Do I have a positive bill-paying history?
- Do I have few outstanding long-term debts, like car payments?
- Have I saved for a down payment?
- Can I afford to pay a mortgage, taxes, utilities, and insurance?
3. Does my credit score impact my ability to buy?
A credit score numerically summarizes an individual’s credit history and gives a snapshot of their financial standing to a lender. Mortgage lenders use the score to decide who receives loans and at what interest rate. The higher the score means the better the chance of getting a loan with an attractive interest rate.
If your score is low, it is not impossible to get a loan but it will take longer. These three different companies keep credit histories: Equifax, TransUnion, and Experian. Before applying for a loan, get reports from all three companies. Fix any errors you might see in order to improve your score and put your best foot forward with lenders.
4. How much do I need for a down payment?
Saving for the down payment is the greatest obstacle for first-time homebuyers. Lenders expect between 5% to 20% for a down payment. It varies according to the lender’s requirements, and the type and length of the loan. Make a budget, set a goal, and stick with the plan. Saving and sacrificing is how most people come up with their first down payment.
5. What are the homeowner’s tax benefits?
- Typical deductions are mortgage interest and real estate taxes.
- In most cases, loan discount points and origination fees are deductible.
- Read Publication 530 titled Tax Information for Homeowners found on the IRS website.
- There are capital gains benefits, but don’t worry about that until you buy your first home.
6. What is the difference between pre-qualified and pre-approved?
Pre-qualification: Getting pre-qualified for a mortgage gives first-time homebuyers an indication of how much they “might” qualify to borrow. This mortgage amount is not guaranteed because no information has yet been verified. A letter from the lender may only state that you are “likely” to be approved for a mortgage.
Pre-approved: Better yet is getting pre-approved for a mortgage, which is based on a real credit score, and it also puts real estate agents and home sellers at ease. The buyer has more to offer when making a deal and in a competitive market this can be a definite plus.
7. How do I get the best mortgage?
It is time consuming to learn about the various rates and terms of mortgages. Once you find your dream home, there is not always adequate enough time to do your research. So do your homework prior to searching.
Here are a few tips:
Contact the Better Business Bureau to make sure you are working with reputable mortgage lenders.
Use a mortgage broker to help you find the best mortgage; find one through the National Association of Mortgage Brokers.
If you are a veteran, you might be eligible for VA (Veterans’ Administration) assistance. Visit the U.S. Department of Veteran Affairs.
Learn all about the Five Steps to Homeownership, which is sponsored by the Mortgage Bankers Association.
Additional Resources:
Melinda Burns-Chavez
I am passionate about real estate. My earlier years growing up in Texas, born and raised, finding my true calling with helping serve my clients, guiding them through one of the biggest investments of their lives. I have a degree in business accounting and have held positions that concern privacy, personal & financial responsibility of maj
I am passionate about real estate. My earlier years growing up in Texas, born and raised, finding my true calling with helping serve my clients, guiding them through one of the biggest investments of their lives. I have a degree in business accounting and have held positions that concern privacy, personal & financial responsibility of major companies and of other people. Gaining experience of catering to the wants and needs of my clients; I have done interior design and staging, with the attention to detail, organization and strong knowledge of the market. Which has easily helped me make connection of the home you want so much. I feel incredibly blessed to work with amazing clients who become my friends and a strong part of my network. I truly look forward to meeting with you and help with your dreams.
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